Grow Your Business with Point-of-Sale Financing
For businesses, staying profitable requires constantly searching out ways to grow or expand revenue. Beyond just producing a good or service that is in high demand, businesses need to adapt…
Increase Revenue
Why PayFina
Losing customers due to their inability to secure acceptable financing results in lost revenue.
At PayFina, we provide transparent point-of-sale financing solutions for everyday consumers through a revolving credit account that empowers customers to make repeat purchases without the need to reapply. PayFina’s approval rates and competitive financing terms are a Win for your Customer and a Win for your Organization.
Risk-Free Consumer Pre-Approval
Competitive Financing Terms
Increased Customer Satisfaction
A Better
Alternative
PayFina can offer more financing to more consumers by assessing each individual applicant’s risk profile without relying on traditional credit scores to determine creditworthiness. The PayFina platform provides your customers with approvals that better fit their financing needs with the flexibility to make repeat purchases, and you earn more sales and greater customer loyalty.
How Does It Work?
Consumer
Fills out a simple online application on their smartphone, computer, or tablet.
Checking your offer takes less than 2 minutes and won’t impact your credit score.*
*To check the rate and terms you qualify for, PayFina performs a soft credit pull that will not impact your credit score. If you choose to accept the offer, a hard pull will be done which may impact your credit score.
Consumer
Fills out a simple online application on their smartphone, computer, or tablet.
Checking your offer takes less than 2 minutes and won’t impact your credit score.*
*To check the rate and terms you qualify for, PayFina performs a soft credit pull that will not impact your credit score. If you choose to accept the offer, a hard pull will be done which may impact your credit score.
PayFina
Within seconds, pulls fraud detection and credit data to assess an individual’s risk profile.
Provides a credit decision. Approvals receive financing terms that match the consumer’s unique situation, including extending credit to consumers who may otherwise be overlooked.
PayFina
Within seconds, pulls fraud detection and credit data to assess an individual’s risk profile.
Provides a credit decision. Approvals receive financing terms that match the consumer’s unique situation, including extending credit to consumers who may otherwise be overlooked.
Merchant
Completes the sale by entering the purchase details in the Merchant Portal.
Receives funding within two business days.
Merchant
Completes the sale by entering the purchase details in the Merchant Portal.
Receives funding within two business days.
A Better
Alternative
PayFina approves customers with good, challenged, and poor credit. Using innovative technology, PayFina assesses each individual borrower’s risk profile to offer customized rates that are more attractive than the costlier alternatives that are currently available to consumers.
