PayFina understands that consumers in today’s economy face a wide range of serious challenges. Over 40% of all consumers have non-prime credit, and their need for better financing options at point-of-sale has never been greater. However, the current financing models offered by point-of-sale lenders are often expensive and confusing lease-to-own agreements or title loans and payday advances for unplanned, essential services.
Bankrate Commissioned Survey
Federal Reserve Report
What Makes PayFina Different?
PayFina’s mission goes beyond offering financing — we empower customers to take control of their credit health so they can qualify for better rates and terms in the future.