About Us

Groundbreaking Customer Financing Technology that Delivers Immense Benefits

Now more than ever, consumers and merchants are in need of better options for financing. PayFina answers an increasingly important question: How do you deliver high approval rates and attractive financing terms seamlessly at the point of sale?

Credit that Works for Everyone

PayFina delivers a world-class customer financing technology platform that generates a quick and robust picture of each applicant’s risk profile. This allows merchants to enjoy high approval rates while offering financing terms that are much more customized to consumers than more expensive sub-prime options. And best of all, everything lives in a convenient, easy to use online system that consumers can access from any device.

100-Day Early Payoff Promotion

Customers can save and pay only a nominal fee by paying off their balance during the 100-Day Early Payoff Promotion.

How Does PayFina Work?

100-Day Early Payoff Promotion

Customers can save and pay only a nominal fee by paying off their balance during the 100-Day Early Payoff Promotion.

How Does PayFina Work?

Finance solutions for all types of industries

PayFina assists customers that do not qualify for traditional bank financing by providing an affordable option to buy now. PayFina’s financing model works with a broad spectrum of industries — including both service providers and retail businesses. This includes:
Dental and Elective Medical Procedures
Pet and Veterinary Services
Automotive Repair Shops
Furniture and Mattress Retailers

Industry Leadership

PayFina’s leadership team has decades of experience in retail, customer financing, and financial technology. Drawing on this wealth of fintech and regulatory knowledge, PayFina delivers more than just financing — it also sits on the leading edge of consumer education, industry innovation, and finding solutions to the problems consumers and merchants face in today’s economic landscape.

Financial Wellness Offerings

Industry Leadership

PayFina’s leadership team has decades of experience in retail, customer financing, and financial technology. Drawing on this wealth of fintech and regulatory knowledge, PayFina delivers more than just financing — it also sits on the leading edge of consumer education, industry innovation, and finding solutions to the problems consumers and merchants face in today’s economic landscape.

Financial Wellness Offerings
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October 12, 2020

Grow Your Business with Point-of-Sale Financing

For businesses, staying profitable requires constantly searching out ways to grow or expand revenue. Beyond just producing a good or service that is in high demand, businesses need to adapt…
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October 5, 2020

Your Financial Future Is More Than Your Credit Score

Today, we’re going to talk a little about credit scores, and the role they play in building your financial future. Make no mistake, your credit score is an important aspect…
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September 28, 2020

The Story of PayFina: Consumer Credit

Point-of-sale financing is a rapidly growing market, as more and more customers look to take advantage of consumer credit to purchase merchandise and access valuable services. But for many customers,…
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