Groundbreaking Customer Financing Technology that Delivers Immense Benefits
Now more than ever, consumers and merchants are in need of better options for financing. PayFina answers an increasingly important question: How do you deliver high approval rates and attractive financing terms seamlessly at the point of sale?
Credit that Works for Everyone
PayFina delivers a world-class customer financing technology platform that generates a quick and robust picture of each applicant’s risk profile. This allows merchants to enjoy high approval rates while offering financing terms that are much more customized to consumers than more expensive sub-prime options. And best of all, everything lives in a convenient, easy to use online system that consumers can access from any device.
100-Day Early Payoff Promotion
Customers can save and pay only a nominal fee by paying off their balance during the 100-Day Early Payoff Promotion.

100-Day Early Payoff Promotion
Customers can save and pay only a nominal fee by paying off their balance during the 100-Day Early Payoff Promotion.
Finance solutions for all types of industries
PayFina assists customers that do not qualify for traditional bank financing by providing an affordable option to buy now. PayFina’s financing model works with a broad spectrum of industries — including both service providers and retail businesses. This includes:
Dental and Elective Medical Procedures
Pet and Veterinary Services
Automotive Repair Shops
Furniture and Mattress Retailers
AND MORE!
Industry Leadership
PayFina’s leadership team has decades of experience in retail, customer financing, and financial technology. Drawing on this wealth of fintech and regulatory knowledge, PayFina delivers more than just financing — it also sits on the leading edge of consumer education, industry innovation, and finding solutions to the problems consumers and merchants face in today’s economic landscape.

Industry Leadership
PayFina’s leadership team has decades of experience in retail, customer financing, and financial technology. Drawing on this wealth of fintech and regulatory knowledge, PayFina delivers more than just financing — it also sits on the leading edge of consumer education, industry innovation, and finding solutions to the problems consumers and merchants face in today’s economic landscape.