PayFina empowers you to purchase the goods and services you desire when you want them. Our process is quick, easy, and stress-free, and applying won’t affect your credit score. Plus, with revolving credit lines of up to $5,000, you have the flexibility to use your account repeatedly without the need for reapplication.
Applying is a breeze and typically takes only about two minutes. Your specific merchant or healthcare provider will provide you with the application link tailored to their location.
Pre-approvals are valid for 30-days.
Customers may be eligible for a revolving credit line of up to $5,000, subject to credit approval.
Applying for pre-approval with PayFina does not affect your credit score, as only a soft credit inquiry is made to determine creditworthiness and establish your credit limit and terms. However, should you accept the pre-approved offer, a hard credit inquiry will be conducted, which could have an impact on your credit score.
No, a Social Security Number is required.
We do not. However, you can combine an additional approval from another member of the household.
After approval, let the merchant or healthcare provider know you’d like to use your PayFina Credit Account. They will input the purchase information, and you’ll receive a text message for your confirmation. It’s that simple.
No need to reapply! Your revolving credit account allows you to make repeat purchases without the hassle of reapplying.
If you suspect fraud or identity theft, please contact us immediately at (855) 595-4545 to report the issue. Our team will assist you in taking the necessary steps to secure your account and investigate any unauthorized activity. Your security is our top priority.