PayFina uses advanced data-driven technology to deliver high approval rates, providing merchants and customers the very best financing experience.
Advanced Data-Driven Technology
High Approval
Rates
The Best Financing Experience
A Better
Alternative
PayFina approves customers with good, challenged, and poor credit. Using innovative technology, PayFina assesses each individual applicant’s risk profile to offer customized rates that are more attractive than the costlier alternatives that are currently available to consumers.
A Better
Alternative
PayFina approves customers with good, challenged, and poor credit. Using innovative technology, PayFina assesses each individual borrower’s risk profile to offer customized rates that are more attractive than the costlier alternatives that are currently available to consumers.
100-Day Early Payoff Promotion
Customers can save and pay only a nominal fee by paying off their balance during the 100-Day Early Payoff Promotion.
More Than Just Consumer Financing
PayFina’s mission goes beyond financing — it also empowers consumers to improve their financial wellness. Consumers today are facing unique challenges in building and managing their credit, and PayFina is taking the lead in increasing financial literacy, improving customers’ credit, and helping people achieve their goals.

100-Day Early Payoff Promotion
Customers can save and pay only a nominal fee by paying off their balance during the 100-Day Early Payoff Promotion.

More Than Just Financing
PayFina’s mission goes beyond financing — it also empowers consumers to improve their financial wellness. Consumers today are facing unique challenges in building and managing their credit, and PayFina is taking the lead in increasing financial literacy, improving customers’ credit, and helping people achieve their goals.